Ticker: SOFI

SoFi

Finance Financials Financial - Credit Services
Price 16.46
Reco Sell Potential 42 Risk 70 Updated 2026-07-27

Forecast impact

limited
Target +9.4% target fill 91.4%
Reaction D5 pending · D10 pending fresh confirmed · market trust
Impact Potential 0 · Risk 0 valid until 2026-08-23

Track in portfolio

Price chart

AI recommendation Analyst forecast Calendar event Positive signal Negative signal Neutral / update Hold / informational B My buy S My sell
Description

Company and Business Model

SoFi Technologies, Inc. operates in the financial services sector, offering a range of products including personal loans, student loans, mortgage loans, investment services, and insurance. Its major business segments include lending, investing, and financial services, with primary revenue sources stemming from interest income on loans and fees from financial products. The company aims to provide a comprehensive suite of financial solutions to its customers, leveraging technology to enhance user experience and accessibility.

Investment Profile

The investment profile of SoFi is more aligned with growth investors, given its focus on expanding its service offerings and customer base. The absence of dividends and the emphasis on revenue growth suggest a strategy aimed at capital appreciation rather than income generation. The stock may appeal to those looking for potential long-term gains, though it carries a higher risk profile.

Fundamental metrics (experimental) Updated: 2026-07-27
EPS (TTM) — earnings per share for the last 12 months, $
0.48
Revenue QoQ — quarter-over-quarter revenue growth
5.5%
EPS surprise
0.0%
20d volatility
2.5%
AI recommendation changes
Date Before After Reason
2026-07-23 Hold Sell Weak momentum and high risk; cautious approach advised.
2026-07-16 Sell Hold Weak momentum and high risk; uncertain market conditions.
2026-07-08 Hold Sell Weak momentum and high risk; uncertain market conditions.
Analyst forecasts
Date Analyst Action Target Price Then
2026-07-24 Truist Financial Target Raised 17 → 18 16.65
2026-07-09 Goldman Sachs Target Raised 17 → 21 17.73
2026-05-12 Truist Financial Target Lowered 20 → 17 16.26
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