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Upstart

Upstart

Price: 30.30

Company and Business Model

Upstart (UPST.US) operates in the financial sector, specializing in artificial intelligence-driven lending solutions. The company offers personal loans and provides a platform that connects borrowers with lenders, focusing on credit assessment and risk evaluation. Its core products include personal loans and a proprietary AI model that enhances underwriting processes. Major revenue sources stem from interest income on loans and fees from lending partners.

Investment Profile

The investment profile of Upstart is more aligned with growth investors, given its focus on innovative technology in lending and potential for expansion. The stock may appeal to those seeking exposure to emerging financial technologies, though it carries a higher risk profile. Investors should consider their risk tolerance and investment horizon when evaluating this stock.

Official website

Fundamental metrics (experimental)

EPS (TTM) — earnings per share for the last 12 months, $
0.51 OK
Revenue QoQ — quarter-over-quarter revenue growth
1.3% ≈
EPS surprise
-23.1% worse than expected
20d volatility
4.2% stable
FMP / FinFeed data updated: 2026-06-05

Forecast impact

played out
Target Raised · Jefferies · valid until 2026-07-09 · updated 2026-06-11
Target -1.0% target fill 101.0%
Reaction D5 pending · D10 pending market trust
Impact Potential 0 · Risk 0 target reached
Reco: Sell Potential: 40 Risk: 69 Updated: 2026-06-11 05:27
How recommendation works
Why AI thinks so:
Weak fundamentals and negative momentum raise significant concerns.

Track in portfolio

Price chart

AI recommendation Analyst forecast Calendar event Positive signal Negative signal Neutral / update Hold / informational B My buy S My sell
AI recommendation changes
Date Before After Reason
2026-05-28 03:35 Hold Sell Weak fundamentals and high risk limit upside potential.
2026-05-08 15:04 — Hold Weak momentum and high risk; uncertain outlook ahead.
2026-05-08 05:35 Hold Hold Компания показывает смешанные результаты, с позитивным ростом выручки, но значительным падением акций за последние месяцы. Рекомендуется удерживать позицию до получения более ясных сигналов о восстановлении.
Analyst forecasts
Date Analyst Action Target Price Then
2026-06-09 18:58 Jefferies Target Raised 27 → 30 31.06
2026-05-08 11:20 Mizuho Securities Target Lowered 51 → 45 29
2026-05-07 13:30 Morgan Stanley Target Lowered 45 → 35 29.745
Upstart

Аналитики BTIG повысили рейтинг акций Upstart (UPST) до «покупать» с целевой ценой $43 на фоне падения акций в частном кредитовании

03/16/2026, 12:32 PM investing rating_growth Аналитики: BTIG finance Upstart
Акции компании Upstart упали на 40% в этом году и на 46% за последние 12 месяцев, что связано с общим падением на рынке частного кредитования.