Klarna is a technology company specializing in payment solutions and financial services. Its core products include buy now, pay later (BNPL) services, consumer credit, and payment processing for online retailers. Major business segments encompass consumer services and merchant services, with primary revenue sources derived from transaction fees and interest on consumer loans. Klarna aims to enhance the shopping experience by providing flexible payment options to consumers and streamlined payment solutions for merchants.
The investment profile of Klarna is more aligned with growth investors, given its focus on expanding its market presence and innovative payment solutions. The company currently does not offer dividends, and its financial performance indicates a need for strategic adjustments. Investors may consider a medium to long-term horizon to assess potential recovery and growth. The stock may appeal to those with a basic to advanced understanding of market dynamics.
| Date | Before | After | Reason |
|---|---|---|---|
| 2026-08-11 | Hold | Sell | Weak fundamentals and high risk limit upside potential. |
| 2026-08-04 | Sell | Hold | Weak fundamentals offset by recent positive momentum. |
| 2026-07-19 | Hold | Sell | Weak fundamentals and negative momentum raise significant concerns. |
| 2026-07-07 | — | Hold | Weak fundamentals and high risk limit upside potential. |
| Date | Analyst | Action | Target | Price Then |
|---|---|---|---|---|
| 2026-08-19 | BMO Capital | Target Lowered | 19 → 15 | 14.665 |
| 2026-08-19 | Goldman Sachs | Target Lowered | 25 → 22 | 14.73 |
| 2026-08-19 | Morgan Stanley | Target Lowered | 21 → 17 | 15.06 |
| 2026-08-19 | Wells Fargo | Target Lowered | 26 → 21 | 15.06 |
| 2026-08-19 | Barclays | Target Lowered | 20 → 16 | 15.06 |
| 2026-08-14 | Morgan Stanley | Target Raised | 18 → 21 | 20.68 |
| 2026-07-09 | Goldman Sachs | Target Raised | 21 → 25 | 19.03 |
| 2026-07-08 | UBS | Target Raised | 20 → 23 | 18.6579 |
| 2026-07-08 | Barclays | Update | — → 20 | 19.42 |
| 2026-07-02 | Deutsche Bank | Target Raised | 18 → 27 | 19.57 |
| 2026-06-23 | BMO Capital | Target Raised | 17 → 19 | 17.945 |
| 2026-05-17 | Morgan Stanley | Target Raised | 16 → 18 | 15.17 |
| 2026-05-15 | BMO Capital | Target Raised | 16 → 17 | 16.47 |
| 2026-05-15 | Wells Fargo | Target Lowered | 32 → 26 | 16.47 |
| 2026-05-15 | Goldman Sachs | Target Raised | 19 → 21 | 16.47 |
| 2026-04-21 | BMO Capital | Update | — → 16 | 14.55 |
| 2026-02-23 | Goldman Sachs | Target Lowered | 50 → 20 | 13.08 |
| 2026-02-20 | UBS | Target Lowered | 46 → 20 | 13.85 |
| 2026-02-20 | Wells Fargo | Target Lowered | 45 → 32 | 13.85 |
