Ally Financial
Forecast impact
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Price chart
Description
Company and Business Model
Ally Financial Inc. is a diversified financial services company that provides a range of banking and financial products. Its core offerings include auto financing, online banking, and investment services. The company operates primarily in the automotive finance segment, which generates significant revenue through loans and leases. Additionally, Ally offers savings accounts and certificates of deposit, contributing to its banking revenue. The firm is recognized for its digital banking platform, enhancing customer accessibility and engagement.
Investment Profile
The investment profile of Ally Financial is more aligned with dividend investors due to its consistent dividend yield of 2.9%. The stock exhibits moderate growth potential, making it suitable for those seeking income alongside capital appreciation. The company's performance reflects stability, although recent revenue trends indicate some challenges. Investors may find it appropriate for a medium to long-term horizon, balancing risk and return.
Fundamental metrics (experimental) Updated: 2026-07-22
- EPS (TTM) — earnings per share for the last 12 months, $
- 4.15
- Revenue QoQ — quarter-over-quarter revenue growth
- -1.4%
- EPS surprise
- 19.4%
- 20d volatility
- 1.5%
- Dividend yield
- 2.6%
- last ex-date
- 2026-05-01
| Date | Before | After | Reason |
|---|---|---|---|
| 2026-07-25 | Buy | Sell | Weak momentum and high risk overshadow potential upside. |
| 2026-07-16 | Hold | Buy | Strong EPS surprise and solid momentum support growth. |
| 2026-07-09 | Buy | Hold | Weak momentum and fundamentals raise uncertainty. |
| 2026-06-17 | Hold | Buy | Strong EPS surprise and positive momentum support growth. |
| 2026-06-01 | Buy | Hold | Solid EPS but mixed momentum and revenue trends. |
| 2026-05-22 | Hold | Buy | Solid fundamentals, but mixed momentum signals. |
| 2026-05-16 | Buy | Hold | Weak momentum and fundamentals raise uncertainty. |
| 2026-05-08 | — | Buy | Solid EPS, but mixed momentum and revenue decline. |
| 2026-05-08 | Buy | Buy | Компания показывает стабильный рост за последние 120 дней, но недавние колебания цен и снижение выручки в квартальном исчислении вызывают осторожность. |
| 2026-04-17 | Hold | Buy | Компания показывает положительную динамику за последние 20 дней и имеет стабильный дивидендный доход. Низкий риск и умеренный рост EPS делают Ally Financial привлекательной для инвестиций. |
| 2026-04-09 | Buy | Hold | Компания показывает положительную динамику на коротких сроках, однако на более длительном горизонте наблюдается снижение. Дивидендная доходность также привлекательна, что делает акции интересными для удержания. |
| Date | Analyst | Action | Target | Price Then |
|---|---|---|---|---|
| 2026-07-23 | Neuberger Berman | Target Lowered | 53 → 49 | 43.46 |
| 2026-07-22 | Deutsche Bank | Target Raised | 57 → 58 | 43.75 |
| 2026-07-10 | RBC Capital | Target Raised | 52 → 55 | 45.54 |
| 2026-07-08 | Neuberger Berman | Target Raised | — → 53 | 45.4 |
| 2026-06-26 | Wells Fargo | Target Raised | 52 → 55 | 46.32 |
| 2026-04-21 | Truist Financial | Target Raised | 50 → 54 | 45.85 |
| 2026-04-21 | Evercore ISI | Target Raised | 46 → 54 | 46.255 |
| 2026-04-20 | Goldman Sachs | Target Raised | 50 → 56 | 45.36 |
| 2026-02-05 | Evercore ISI | Target Lowered | 53 → 51 | 41.28 |
| 2026-01-26 | Truist Financial | Target Lowered | 51 → 50 | 41.43 |
| 2026-01-22 | Deutsche Bank | Target Raised | 55 → 57 | 42.395 |
| 2026-01-12 | RBC Capital | Target Raised | 45 → 52 | 44.635 |
| 2026-01-12 | UBS | Target Raised | 43 → 48 | 45.72 |
| 2026-01-08 | UBS | Update | — → 56 | 46.61 |
| 2026-01-06 | Evercore ISI | Rating Upgraded | — → 53 | 46.62 |