Ticker: ALLY

Ally Financial

Finance Financials Financial - Credit Services

Price 38.74

Reco Hold Potential 54 Risk 73 Updated 2026-10-27

Official website

Forecast impact

negative

Target +24.0% target fill 80.7%

Reaction D5 pending · D10 pending market trust

Impact Potential -4 · Risk +3 valid until 2026-11-25

Track in portfolio

Price chart

AI recommendation Analyst forecast Calendar event Positive signal Negative signal Neutral / update Hold / informational B My buy S My sell

Description

Company and Business Model

Ally Financial Inc. is a diversified financial services company that provides a range of banking and financial products. Its core offerings include auto financing, online banking, and investment services. The company operates primarily in the automotive finance segment, which generates significant revenue through loans and leases. Additionally, Ally offers savings accounts and certificates of deposit, contributing to its banking revenue. The firm is recognized for its digital banking platform, enhancing customer accessibility and engagement.

Investment Profile

The investment profile of Ally Financial is more aligned with dividend investors due to its consistent dividend yield of 2.9%. The stock exhibits moderate growth potential, making it suitable for those seeking income alongside capital appreciation. The company's performance reflects stability, although recent revenue trends indicate some challenges. Investors may find it appropriate for a medium to long-term horizon, balancing risk and return.

Category: Finance Sector: Financials Industry: Financial - Credit Services Investment style: Growth Horizon: Medium-term Company type: Blue Chip Company type: Market Leader Experience: Basic

Fundamental metrics (experimental) Updated: 2026-10-23

EPS (TTM) — earnings per share for the last 12 months, $: 4.29
Revenue QoQ — quarter-over-quarter revenue growth: 4.6%
EPS surprise: -0.8%
20d volatility: 1.1%
Dividend yield: 3.2%
last ex-date: 2026-07-31

AI recommendation changes

Date	Before	After	Reason
2026-10-23	Sell	Hold	Mixed signals; moderate growth with some risk factors.
2026-09-09	Hold	Sell	Weak momentum and high risk; cautious outlook advised.
2026-07-29	Sell	Hold	Solid yield, but mixed momentum and fundamentals.
2026-07-25	Buy	Sell	Weak momentum and high risk overshadow potential upside.
2026-07-16	Hold	Buy	Strong EPS surprise and solid momentum support growth.
2026-07-09	Buy	Hold	Weak momentum and fundamentals raise uncertainty.
2026-06-17	Hold	Buy	Strong EPS surprise and positive momentum support growth.
2026-06-01	Buy	Hold	Solid EPS but mixed momentum and revenue trends.
2026-05-22	Hold	Buy	Solid fundamentals, but mixed momentum signals.
2026-05-16	Buy	Hold	Weak momentum and fundamentals raise uncertainty.
2026-05-08	—	Buy	Solid EPS, but mixed momentum and revenue decline.
2026-05-08	Buy	Buy	Компания показывает стабильный рост за последние 120 дней, но недавние колебания цен и снижение выручки в квартальном исчислении вызывают осторожность.
2026-04-17	Hold	Buy	Компания показывает положительную динамику за последние 20 дней и имеет стабильный дивидендный доход. Низкий риск и умеренный рост EPS делают Ally Financial привлекательной для инвестиций.
2026-04-09	Buy	Hold	Компания показывает положительную динамику на коротких сроках, однако на более длительном горизонте наблюдается снижение. Дивидендная доходность также привлекательна, что делает акции интересными для удержания.

Analyst forecasts

Date	Analyst	Action	Target	Price Then
2026-10-26	Truist Financial	Target Lowered	50 → 48	39.06
2026-10-21	Deutsche Bank	Target Lowered	58 → 56	38.575
2026-10-21	Evercore ISI	Rating Downgraded	— → 40	37.97
2026-10-12	Morgan Stanley	Rating Downgraded	— → 43	37.59
2026-10-09	RBC Capital	Target Lowered	55 → 50	37.685
2026-10-06	Raymond James	Target Lowered	55 → 52	37.63
2026-10-06	Goldman Sachs	Target Lowered	56 → 45	37.63
2026-10-05	UBS	Target Lowered	54 → 50	37.91
2026-09-30	Wells Fargo	Update	— → 42	37.81
2026-09-01	Raymond James	Update	— → 55	41.85
2026-07-23	Neuberger Berman	Target Lowered	53 → 49	43.46
2026-07-22	Deutsche Bank	Target Raised	57 → 58	43.75
2026-07-10	RBC Capital	Target Raised	52 → 55	45.54
2026-07-08	Neuberger Berman	Target Raised	— → 53	45.4
2026-06-26	Wells Fargo	Target Raised	52 → 55	46.32
2026-04-21	Truist Financial	Target Raised	50 → 54	45.85
2026-04-21	Evercore ISI	Target Raised	46 → 54	46.255
2026-04-20	Goldman Sachs	Target Raised	50 → 56	45.36
2026-02-05	Evercore ISI	Target Lowered	53 → 51	41.28
2026-01-26	Truist Financial	Target Lowered	51 → 50	41.43
2026-01-22	Deutsche Bank	Target Raised	55 → 57	42.395
2026-01-12	RBC Capital	Target Raised	45 → 52	44.635
2026-01-12	UBS	Target Raised	43 → 48	45.72
2026-01-08	UBS	Update	— → 56	46.61
2026-01-06	Evercore ISI	Rating Upgraded	— → 53	46.62

News Page 1 of 1

Berkshire Hathaway Increases Alphabet (GOOGL) Stake by $17 Billion, Now Third Largest Holding

08/15/2026, 06:31 AM investing growth Capital One Delta Air Lines Alphabet Ally Financial Bank of America

Berkshire Hathaway significantly increased its investment in Alphabet, adding $17 billion in Q2, making it the company's third-largest equity holding. This move reflects a strategic shift as Berkshire also reduced its financial sector holdings, raising concerns among some investors about its cash management approach under CEO Greg Abel.

Four High-Yield Savings Accounts Reduce Rates Despite Stable Federal Reserve Expectations

06/08/2026, 12:35 PM investing review Goldman Sachs Capital One Ally Financial Apple

Recent rate cuts by four high-yield savings accounts, despite stable expectations for Federal Reserve interest rates, highlight a potential shift in the banking landscape that could affect deposit competition and investor returns.