Rep. Alexandria Ocasio-Cortez recently shared her experience with egg freezing, emphasizing the financial challenges associated with the procedure. The average cost for a single cycle in the U.S. ranges from $10,000 to $20,000, and for women needing multiple cycles, such as a 38-year-old in New York City, total expenses can reach approximately $47,000.
This high cost is compounded by limited insurance coverage, as only about 22% of large employers offered coverage for elective egg freezing in 2025, a significant increase from 5% in 2015. The Affordable Care Act does not mandate coverage for these procedures, leaving many women to pay out of pocket.
Additionally, costs can escalate with storage fees and taxes on employer-provided benefits, further complicating the financial landscape for women seeking to preserve their fertility. The conversation around egg freezing is increasingly relevant as more women delay motherhood for career and educational pursuits, yet access remains largely dependent on financial means