Topic: finance

Happen Inc. Transforms from Peer-to-Peer Lender to Full-Service Digital Bank with AI-Powered Lending

08/19/2026, 12:36 PM investing growth finance
Happen, formerly known as LendingClub, has successfully transitioned from a peer-to-peer lender to a full-service digital bank, leveraging AI and a focus on high-quality borrowers to drive growth and profitability. Despite its strong fundamentals and unique business model, the company trades at a valuation discount compared to its fintech peers, suggesting potential for future appreciation.